Combination (Combo or Hybrid or Linked Benefits or Asset Based) Life and Long Term Care (LTC) Insurance policies provide long term care benefits if you need long term care or a death benefit if you die without needing long term care; or both. Combination Life and Long Term Care Insurance policies provide guaranteed benefits with [...]
More than half of the 65 year olds need paid long term care for a while. The out of pocket costs average $140,000 if you are uninsured. Unfortunately, it becomes much harder to qualify for the LTC insurance if you are over 60. Talk to us and find out how to protect yourself now. [...]
Long Term Insurance Basics “70% of people 65 and up will need long-term health care” – The Wall Street Journal “Medicare does not cover long-term care services.” – U.S. Department of Health and Human Services At least 70% of people over age 65 will require some long term care services at some point in their [...]
